The biggest differences are simply the length of time you can take out finance for and when you start paying.


V12 FINANCE
As long as your order is over £250.00 you can benefit from being able to spread payments over a certain period of time.
You can pay over 6, 9, 12 or 24 months with absolutely no interest.
There are also plans to pay over 24, 36, 48 or 60 months with a 15.9% annual rate of interest.

6 months Interest Free - orders over £250.00
9 months Interest Free - orders over £500.00
12 months Interest Free - orders over £750.00
24 months Interest Free - orders over £750.00
24 months 15.9% APR - orders over £250.00
36 months 15.9% APR - orders over £250.00
48 months 15.9% APR - orders over £250.00
60 months 15.9% APR - orders over £250.00

Your first payment comes out after 1 month from when the order ships so you'll be using your new gear before you have even spent a penny!
There's no interest and you can pay as much or as little deposit as you like. All you end up paying is the total value of your order.



KLARNA - PAY LATER IN 3 EQUAL INSTALMENTS
- Get what you love now. Pay over time
- One part payment at purchase and 2 further payments at 30 and 60 days
- Automatically collected monthly from your chosen debit or credit card
- No interest or fees - ever
- No credit application required
- Simple and safe
- Download the Klarna App and easily track your payments

KLARNA - PAY LATER IN 30 DAYS
- Buy it. Love it. Pay for it
- Pay in full 30 days after the order ships
- No interest or fees for the service - ever
- Try your goods before paying
- Simple, safe and secure
- Download the Klarna App and easily track your payments

PAYPAL CREDIT
3 months Interest Free - orders over £30.00
4 months Interest Free - orders over £99.00
6 months Interest Free - orders over £250.00
9 months Interest Free - orders over £500.00
12 months Interest Free - orders over £750.00
24 months Interest Free - orders over £750.00

Ease of application using PayPal's online application system.
Simple tracking of what you owe and when you need to pay using your existing PayPal account and app.


APPTOPAY
- Offers you Pay in 3, interest free credit for purchases from £100 to £500
- Spread the cost over 3 months with no deposit and nothing to pay upfront
- You’ll get a credit limit of up to £1000
- When you’ve paid off your balance, simply reuse your credit without the need for further applications or credit checks
- You can select a payment date that suits you.