Shopping with Interest Free Finance
Spread your payments quickly and easily. Pay for your order over 12 months Interest Free or 36 months with Classic Credit
About Interest Finance Shopping at Scottsdale Golf
Here at Scottsdale Golf, we are delighted to offer 0% Interest Free Finance on any order over £250.00. Your basket can be filled with anything you like - as long as it's over £250.00 your order will qualify for Interest Free Finance. One of the best parts is, you don't even have to pay a deposit if you dont want to.
We are partnered with V12 Retail Finance so that customers can benefit from being able to spread payments over 6, 9, 12 or 24 months with absolutely no interest. There are also plans to pay over 24, 36, 48 or 60 months with some Interest added and Buy Now, Pay Later options which allows you delay when you start paying by up to 12 months. It's so easy to apply too. All you have to do to is select Pay by Finance at Checkout and fill in the simple, speedy online application. A decision is given instantly and your order will be shipped just as quickly as normal.
Why wait?! With our easy to use Interest Free Finance packages, you don't have to wait to upgrade your equipment. Whether it's a new set of clubs, a couple of new outfits or some of the latest golfing gadgets you're after, you can get them immediately. Your first payment comes out after 1 month so you'll be using your new gear before you have even spent a penny! There's no interest and you can pay as much or as little deposit as you like. All you end up paying is the total value of your order.
How does it work?
To be honest, it couldn't be simpler! It's just the same as completing an order with Credit/Debit Card or Paypal.
1. Add all the items you want to your basket and go the Checkout.
2. As long as your basket totals more than £250.00 select Pay by Finance as your payment option at Checkout.
3. You will be transferred to our finance provider's secure server and complete your finance application. It's a short and quick process.
4. You will be given a decision on the success of your finance application and the Checkout is now complete.
How much will my monthly payments be?
Click here to lauch our intuitive Finance Calculator.
You can easily see how much different basket amounts will cost per month with the different finance options.
It really is easy to see how cheap it can be per month.
There are 3 main types of finance:
Interest Free - over 6, 9, 12 or 24 months
Classic Credit - over 24, 36, 48 or 60 months
Buy Now, Pay Later - Delay payment by up to 12 months and then pay monthly
Frequently Asked Questions?
What can I order on Interest Free Finance?
Anything! As long as the order value is over £250.00 you are good to go!
Are there thresholds for the agreements?
Yes, there are:
6 months Interest Free - orders over £250.00
9 months Interest Free - orders over £500.00
12 months Interest Free - orders over £750.00
24 months Interest Free - orders over £750.00
24 months Classic Credit - orders over £250.00
36 months Classic Credit - orders over £250.00
48 months Classic Credit - orders over £250.00
60 months Classic Credit - orders over £250.00
Buy Now, Pay Later (Delay payment by 12 months then pay over 36 months) - orders over £250.00
Buy Now, Pay Later (Delay payment by 9 months then pay over 39 months) - orders over £250.00
Buy Now, Pay Later (Delay payment by 6 months then pay over 42 months) - orders over £250.00
Do I have to pay a deposit?
No, but you can if you if you wish.
Am I eligible to pay with Finance?
To apply for Finance with Scottsdale Golf and V12, you'll need to be:
- 18 years or older.
- UK resident for 3 years or more/Permanent UK resident.
- Able to make regular repayments by Direct Debit.
- In regular employment (minimum of 16 hours per week) including self-employment, or in a permanent residence with your spouse/partner who's in regular employment*.
- Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.
What information is required?
During the finance application process you will be asked for personal information. This includes name, address history for the past 3 years, date of birth, email address, telephone number and employment/income information. If you are accepted you will also need a credit or debit card registered to you at your address on the credit application so that the lender can carry out an electronic identity check. Finance orders can only be shipped to the address given in your finance application.
How long does it take for the Finance Company to make a decision?
Most applications are given an acceptance or decline decision immediately. In some cases V12 Finance may return the decision as ‘referred’. You will then receive an email with instructions once V12 has made their decision. Please note that if your application is referred outside of working hours then the final decision may not come through until the following working day.
When does my first payment come out?
1 month from the date of placing the order.
What happens if I get declined?
Sadly applications can be declined. You are still able to pay for the order using a Credit/Debit Card or Paypal. The below is some of the reasons that V12 Finance have told us applications can be declined
- Not meeting the eligibility criteria.
- Adverse credit reference agency information
- Credit score rating is too low.
- Considered to be overcommitted financially.
- Existing account performance with other lenders.
Can I cancel my Finance Agreement?
Orders placed using V12 Finance are able to be cancelled. You can cancel within 14 days of placing the order. However, please be aware that custom fit golf clubs or any other products that are subject to any personalisation cannot be returned as per the terms and conditions on our website.
What if I send something back?
We can either amend your monthly finance payments to reflect the new order value or put a credit on our online account to the value of the returned goods.
Need anything else?
No problem. We are here to help. Just give us a call on 0161 969 4644 or email us at firstname.lastname@example.org and we will help you with whatever you need.